Offshore Outsourcing & Scammer

Premium-rate telephone numbers are telephone numbers for telephone calls during which certain services are provided, and for which prices higher than normal are charged. Unlike a normal call, part of the call charge is paid to the service provider, thus enabling businesses to be funded via the calls. While the billing is different, calls are usually routed the same way they are for a toll-free telephone number, being anywhere despite the area code used. These telephone numbers are usually allocated from a national telephone numbering plan in such a way that they are easily distinguished from other numbers. Telephone companies typically offer blocking services to allow telephone customers to prevent access to these number ranges from their telephones. In some jurisdictions, telephone companies are required by law to offer such blocking.

Adult chat lines (phone sex) and tech support are a very common use of premium-rate numbers. Other services include directory enquiries, weather forecasts, competitions and voting (especially relating to television shows). Diplomatic services, such as the US embassy in London or the UK Embassy in Washington, have also charged premium rates for calls from the general public.

In many European countries, for example France, Germany and the United Kingdom, it is common for organisations to operate customer service lines on premium-rate numbers using prefixes that fall outside the scope of the country's premium-rate number regulations. Therefore, in contrast to North America where customer service numbers are typically free of charge to the caller, consumers in Europe often pay a premium above the cost of a normal telephone call.

Computer criminals have used premium-rate numbers to defraud unsuspecting Internet users. One scheme involved inducing users to download a program known as a dialer that surreptitiously dialed a premium-rate number, accumulating charges on the user's phone bill without their knowledge. Another now-uncommon premium-rate scam involves television programming that induces young children to dial the number, banking on the notion that they will be unaware of the charges that will be incurred. One variant, targeted at children too young to dial a number, enticed children to hold the phone up to the television set while the DTMF tones of the number were played. This type of scam was especially popular in the late '80s to early '90s in the United States before tougher regulations on the 900 number business forced many of these businesses to close.

Premium phone numbers are normally only reachable from inside the same country. The phone regulatory offices are not allowing routing premium phone numbers international. Calling a premium phone number has a fixed price per minute or per call and are excluded from the pricing of the standard dial plan.

Don't forget that you don't need some call center only for calling numbers and keep the line open. Such a job can be easily done by a phone system itself. You only need to prepare your prdeictive dialer for such a job.

For all this reasons not one VoIP provider lets you dialing premium numbers. All these offers for call center are nothing else than SCAM.

The scammer Anil Sharma is dreaming from hot ice. He tries to make money by using premium phone numbers. He is not the first which tried it, others are already bankrupt or you can visited them in jail.

Lets start with his email first:

From: Anil Sharma <as5167021@gmail.com>
Date: Tue, Jun 9, 2015 at 2:18 PM
Subject: Fwd: IPRN PROCESS DETAIL
To: amigoshealthcare@gmail.com

Hi,
Please find the attachment of process detail and payout rate card.
Regards
Anil

Attached to the email above have been a Word document and an Excel spreadsheet. Both can get downloaded at the end of this article. The content of the word document is copied here:

This is a dial and disconnect process does not require manpower. All these numbers will be provided by us which the center which will be dial through the predictive dialer or soft phones. We are interconnected and have a physical presence in almoast every part of world who are giving us highest out payment in those countries on non-geographic and premium rate number.We provide readymade telecom solution horoscope, live chat, tarot card reader, online voting, quiz shows, game shows and much more.

Technical requirement: There is no such Technical requirement for this project. All you need is a Computer, Inernet with good speed, a predictive dialer or Softphones like eyebeam, zoiper, 3CX etc. These softphones are easily available for free in Google.

How it works: To call these Premium rate numbers you need have Premium VOIP Carriers or Premium Voip Providers. You have to Purchase Minutes from the provider and dial the number. You will get the Payout List which is attached in this email. Get in touch with your Minutes Provider and see if your provider have the minutes for the countries and codes which are mentioned there. Once the center has the access to a particualr destination and starts dialing for the same. The center needs to send the Daily Call Report to us on a regualr basis. The DCR will be provided by the Minutes Provider.

Our requirement: Interested Centers need to dial 10,000 Mins. (Minimum) ( Maximum No Limit) everyday. There should not be any GAP in Dialing.  It is very easy to dial 10,000 Mins. a day with single system. All the 3 Softphones can be easily installed in a single Computer. Eash mentioned Softphones have 6 lines in it. As in result 18 lines can be dialed on one go with single Computer.
For Example: Eyebeam, Zoiper & 3CX has 6 lines each. That makes 18 lines available. If a center dials a particular number 18 times in one go and the duration of call is 60 mins, (Assume) the equation will be: 18 lines  X 60mins =1080 Mins in just 1 call.

Payment Methods:  The only Payment method which is available is WIRE TRANSFER. We provide DAILY PAYOUTS for every destinations mentioned on the attached list. For example:  If a center starts working on Monday, the payment of Monday will be reflected on Wednesday, Tuesdays payment will be reflected on Thursday and so on ( as it takes 48-72 hours for the payment to get reflected.)

Note: As mentioned above there should not be any GAP in dialing proceducre. The center has to buy the minutes in BULK. Since the payment will be reflected on wednesday, In short center has to  buy minutes not only for Monday but also of Tuesday and Wednesday.

Profit Margin: Any center can easily earn $100 a day from a single system,
For Example: The Payout of XYZ country is $0.10 / Min.
The Cost of XYZ country Mins is $0.09 / Min.
The center dials 10,000 Mins a day PAYOUT IS =  10,000 X  $0.10 =  $1000
Cost of 10,000 Mins is = 10,000X $0.09 = $900.
Profit    =  $1000(payout) - $900( Cost of minutes.)
Profit   =   $100.

Interested Centers Need to send an LOI, mentioning name of company, details, desired destinations to dial, interested number of Mins to dial( Minimum 10K). Banking Details for Payment Transfer. 40% advance payment once you are ready with voip to dial.

Good Luck, Wish to hear from you soon.

Summary from the email above: Premium phone numbers are fixed rate phone numbers. The owner of the phone number gets paid for receiving calls by using this numbers. Normally are premium phone numbers only reachable from the domestic area. From abroad you have normally no chance to reach this numbers. You need to find a VoIP provider, which terminates the calls in each of the listed countries or you have to use different VoIP providers  As the premium numbers are fixed price numbers (other would be a payment for the owner of the number not be possible) are the VoIP providers not interested to terminate such calls because they cannot earn something for this minutes. If they are terminating in a country and have the status of a phone provider in this country they need to terminate such numbers for the fixed price given by the regulatory office. If you find a promotion from a VoIP provider with cheaper prices then the fixed price from the regulatory office then you can be sure that the phone number is not reachable. Such phone numbers have a maximum talk time too. The call gets automatically terminated as soon the talk time reached the maximum. For this it would not be possible to generate 1000 minutes with one call.

With other words the scammer likes to lead you with wrong prices for generating money for him or the phone number owner by giving you wrong information.

The scam gets found in the paying list in respect to the cost of calls per minute. As my company is in Austria VoIP provider I have taken as example the Austrian and German numbers from the payout list:

AUSTRIA			43720121254			0,06	EURO
AUSTRIA			43810104373			0,1	EURO
AUSTRIA			43810959284			0,04	EURO
AUSTRIA			43810959419			0,04	EURO
AUSTRIA			43820893044			0,1	EURO
AUSTRIA			43820893096			0,1	EURO
AUSTRIA			43820893121			0,115	EURO
AUSTRIA			43820894131			0,11	EURO
AUSTRIA			43820894363			0,09	EURO
AUSTRIA			43820896134			0,1	EURO
UNITED KINGDOM			447893391620
POLAND			48700000670			0,07	EURO
POLAND			48720914225			0,03	EURO
GERMANY			4915702486770			0,015	EURO

This payout list is simple wrong. 

All Austrian phone numbers, which are starting with 43720* are not premium phone numbers. This phone numbers are simple VoIP phone numbers. You can call me by using such a phone number from anywhere at the world. There is no payout for the owner of the phone number. The price for calling such a number is normally around € 0.005/minute.

All Austrian phone numbers which are starting with 43810* are premium phone numbers which have a fixed price of € 0.10/minute. The payout for the owner of the phone number varies depending on the volume of calls during a given period.

All Austrian phone number which are starting with 43820* are premium phone numbers which have a fixed price of € 0.20/minute. The payout for the owner of the phone number varies depending on the volume of calls during a given period.

The prices for Austria include 20% VAT, which are normally not applicable for foreign countries outside of the European Union.

All UK phone numbers, which are starting with 4478933 are mobile phone numbers of alternate providers. The price to call such phone number is normally between € 0.13 and € 0.17 per minute.

All German phone numbers, which are starting with 49157* are mobile phone numbers and not premium phone numbers.

All Poland phone numbers, which are starting with 4870* or 4872* are mobile phone numbers and not premium phone numbers.

You see the provided list is completely wrong. I think that the scammer Anil Sharma made big mistakes by inventing this campaign. So you can expect that he will never pay the centers. Don't forget scammer are even too lazy to use their brain and for this they are even making mistakes if the try to use their untrained brain.

PROCESS DETAILS.docx (13.34 kb)

RESELLER RATES - SUMMER SPECIAL.xlsx (17.46 kb)

It seems that the scammer Vikram Pratap Singh with his Smart Human Resource Solution Pvt. Ltd. company (shrsolution.org) is already running out of money and is planning to leave his actual area. For this he is offering unbelievable campaigns. As more a scammer needs money as more unbelievable are their offers.

We know Vikram Pratap Singh already from SCISOLUTIONS.US, ALDIABLOS.US and ALDIABLOS.COM.

Let's start with their email - I have only removed the date and the receipient. We see already at the email the laziness of a scammer. 'He even forgot to remove the "FW:" from the subject line and to make the email personal addressed:

From: Varnika Khosla <varnika.k@shrsolution.org>
Subject: FW: Inbound project details


Hello Sir/Mam,

We have introduced various Inbound projects with high payout. I am hereby attaching the project details. Please provide your contact no./Skype ID if you are interested.

Thanking You.


Regards,
Varnika Khosla
Business Development Manager
Smart Human Resource Solution Pvt. Ltd.
Skype ID: varnika.khosla803

At the offer I have marked the parts red, which are proving the scam:

BRITISH TELECOM INBOUND PROCESS
Nature of work: Telecom Customer Care Inbound
Payouts: GBP 18 per seat per hour
Payment cycle: Biweekly
Payment mode: Bank wire only
Shift: 8am to 6pm (GMT)
Invoicing hours: 9 hours operational
No. of seats: 30 (Only 1 shift)
Working days: Monday to Sunday
Advance billing: 1st biweekly
Training: Onsite (Client visit)
Male/Female ratio: 2:8
CONSULTANCY CHARGES: Rs. 5,00,000/-
NEW CENTERS CAN APPLY.
TECH REQUIREMENT:
INTERNET REQUIREMENT: LEASE LINE OF 4 MBPS WITH BACK UP.
FIREWALL, DELL/IBM SERVER, SYSTEM: MINIMUM CORE 2 DUO/ QUAD CORE.
CENTERS IN SOUTH EAST ASIA (NO PHILIPPINES).
AGENTS SHOULD BE IN NEUTRAL UK ACCENT.
ATTRITION SHOULD NOT EXCEED 5% ANNUALLY.
FINAL SCREENING OF AGENTS BY UK BASED CLIENT.
ONLY 3 SLOTS AVAILABLE FOR 2015.

For the price of GBP 18 (US$ 27.54, € 25.10) per agent and hour nobody will hire an offshore call center. For this price he can get in the own country too. It seems that Vikram Pratap Singh is very much in need of money, that he makes such an unbelievable offer. He hopes that some center owner is so greedy and go into his trap.

Consumer data in the European Union are protected by law. For this they cannot get exported or given access to someone outside of the European Union. How a call center will be able to help calling customers if they have not access to customer data? As the British Telecom does not win something by outsourcing - see the hourly offer - why shall they take the risk for getting prosecuted by law?

Consultancy charges are only proving that Vikram Pratap Singh does not have any contract with the client British Telecom. The consultancy charges are his only income from the scam.

With the hardware requirements he likes only to make himself important. As telephony software is mostly running under Linux are the named products not really all supported. It depends on the chipset and on the available drivers.

The second offer is nothing better than the first one. Additional to the consultancy charges he likes to get a monthly royalty in the high of the salary from 1 and a half agent. With this offer proves Vikram Pratap Singh that he is even too lazy for using his brain:

CELEBRITY MANAGEMENT INBOUND
An India based event management company is looking for the centres who can manage their work of celebrity management. Centre need to take schedule of event and forward the requirement to the respective celeb managing team. Celebrities will be from Bollywood and TV Series.
Nature: Online Appointment Setting
Slots: 3 (English mandatory) (Only Urban location centres may apply)
Pay-Out: INR 34500/- per agent per month
Payment Cycle: Monthly
Payment mode: Bank Management
Shift Time: 10AM to 7PM (Only 8 hours per shift to be billed)
Time Zone: Indian Standard Time
Working Days: 7 Days a week
Agents per shift: (30)
Male/Female ratio: 3:7
Contract Period: 2 years
Consultancy charges: Rs. 5,00,000/-
Advance Billing: One month
Eligibility Criteria:
- DoT/OSP License
- Balance Sheet of at least 1 year
- 6 months Banking
- Experienced in Voice Project (any)
TAT: 30 days to 45 days from the date of MoU
Steps of going Live:
1. Profile Selection
2. Conference call with Management team
3. Questionnaires
4. Online Screening
5. SLA sign up in the centre
6. Training Onsite/Online
7. Mock call tests
8. Live Going
Royalty: 5% from every billing. (NDA will be signed for that)

The name "event management company" says already that such a company manages events and not celebrities. Celebrities are hired for some events and not managed from such a company.Appointments with celebrities are done with the manager of the celebrity.

If a monthly salary if offered, then it does not make any sense to write that 8 hours per day are billable, The monthly salary does not change in this case. Maybe Vikram Pratap Singh is not able to express himself in English?

The scammer likes to know from the balance sheet and 6 months of banking statements how much he can withdraw from the company. Such a requirement is in the international business not normal. Banking statements are a secret. Balance sheets have to get published from some companies.

The third offer of the scammer Vikram Pratap Singh gives me the impression that flats and properties are getting in India faster traded then groceries. By inventing this campaign has Vikram Pratap Singh outdone himself. The client likes to take additional to the high payment for the agents the center expenses like electric bill, Internet connection, etc. Maybe Vikram Pratap Singh has been drunk or into drugs by making this offer. I'm only missing that the client pays the tax and a salary for the center owner:

REAL ESTATE DOMESTIC INBOUND
MH: 2 Slots, GJ:1 Slot, AP/TG: 1 Slot, WB: 1 Slot, KA: 1 Slot.
Minimum 35 Seats Each Slot.
Project details as follows.
Centers can take minimum 35 seats
INR 35000+ST /month/agent
8hr login time/shift
CONTRACT: 2 Years
2 team head for 35 agents
INR 40000/pm fixed pay for each team leader.
2 Quality persons for 35seats (INR 38000 each)
Project manager -1 (INR 45000)
The other sub staff or admin/HR payments will not be taken care.
Monthly electricity, iplc bill, internet bill, cab expenses, cafeteria expenses will be covered by client. You have to produce proper invoice for it.
All the above payments will be given to you and you may fix any salary for your staffs.
You have to arrange accommodation for one quality analyzer from client office who will stay with you for 3 months. The bill will be paid by client; you just need to set his accommodation as he is new to country.
If the center has all the above qualities with good infrastructure, technical, and agents means they are eligible for this process
Advance amount of one month billing will be provided on the day of going alive.
Payments and Sign Up details:
Consultancy Charges: Rs. 5,00,000/-
Royalty: - 5%
One month advance payout is there.
Centers are already running in MUMBAI.
Sign up will be with direct end client.
If you are ok for the terms please mail me your company documents. PPT of your company profile, DOT license, Registration Certificate, STPI (optional), NASCOM (optional), CENTER PICTURES and NETWORKING CHART
Briefing the center experience what they are in to and what all the process they run. (Imp point doesn’t give wrong information’s. Let us know genuinely what a experience you have if fresher also ok)

It seems that the quality analyzer is Vikram Pratap Singh by himself. Maybe he needs to hide himself from the police, Interpol, his creditor or from his scammed victims. For this he needs to change from time to time his living area.

The domain registry data of shrsolution.org:

Domain Name:SHRSOLUTION.ORG
Domain ID: D168825547-LROR
Creation Date: 2013-05-30T15:00:02Z
Updated Date: 2015-04-10T08:39:34Z
Registry Expiry Date: 2015-05-30T15:00:02Z
Sponsoring Registrar:GoDaddy.com, LLC (R91-LROR)
Sponsoring Registrar IANA ID: 146
WHOIS Server:
Referral URL:
Domain Status: clientDeleteProhibited -- [link removed] Status: clientRenewProhibited -- [link removed] Status: clientTransferProhibited -- [link removed] Status: clientUpdateProhibited -- [link removed] ID:CR144307266
Registrant Name:Vikram Pratap Singh
Registrant Organization:
Registrant Street: 101, Moryansh Ellanza, Shayamal Cross Road,
Registrant Street: Satellite
Registrant City:ahmedabad
Registrant State/Province:Gujarat
Registrant Postal Code:380009
Registrant Country:IN
Registrant Phone:+972.5126999
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Admin ID:CR144307268
Admin Name:Vikram Pratap Singh
Admin Organization:
Admin Street: 101, Moryansh Ellanza, Shayamal Cross Road,
Admin Street: Satellite
Admin City:ahmedabad
Admin State/Province:Gujarat
Admin Postal Code:380009
Admin Country:IN
Admin Phone:+972.5126999
Admin Phone Ext:
Admin Fax:
Admin Fax Ext:
Tech ID:CR144307267
Tech Name:Vikram Pratap Singh
Tech Organization:
Tech Street: 101, Moryansh Ellanza, Shayamal Cross Road,
Tech Street: Satellite
Tech City:ahmedabad
Tech State/Province:Gujarat
Tech Postal Code:380009
Tech Country:IN
Tech Phone:+972.5126999
Tech Phone Ext:
Tech Fax:
Tech Fax Ext:
Name Server:NS1.ALDIABLOS.COM
Name Server:NS2.ALDIABLOS.COM
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
Name Server:
DNSSEC:Unsigned

The scammer MatrixInfotech Farhan Khan made today the background check more interesting for me, because he tried to rescue himself with arguments. As he has seen that his arguments could not speak against the provided facts his language has becoming rude.

Let's take a look at the start with the facts. His upbringing and education is not as important. His rude behavior shows us only that he is not conflictable, his character and is for us not so important. It only disqualifies him to be a real businessman.

Who finds the irony in my words is allowed to laugh out loud. His very impressing starting page of his website:

Since the begin of the Internet I did not see such an impressing starting page. The kids in the primary school in Europe are making a better starting page than this one. Anyway, it comes better. It looks like this guy does not know the difference between years and months. At http://bpoprojects.co.in/about.html is written (failures are marked red):

What We Do
Matrix Info Tech is in operations since past 4 years. We are a PAN India company provides B.P.O & Data Entry services. The services we provide includes Contact Center services such as customer service, market research and surveys, verification, Back office services including data management, Scanning, indexing and storage of bulk and Confidential documents. We are one of the pioneers in Document Management doing end to end activity in the Telecommunication Industry. We are managing, Digitizing and of documents across various states in India and the numbers are increasing day by day.

In the last 4 years we have made our presence felt PAN India. We are backed up by a strong and dedicated work force of more than 1250 people working round the clock meeting the deadlines of our clients.

For proving the red marked part of the text we take a look into the domain registry data and find out that the domain got created on June 13, 2014 (the Facebook account got created June 6, 2014) - the domain is less than a year old. For this the company, if it is a registered company, cannot be already 4 years on the market. We find some other interesting facts in the domain registry data. The scammer does not know the difference of an area and a street. He does even not know his own postcode:

Domain ID:D8491963-AFIN
Domain Name:BPOPROJECTS.CO.IN
Created On:13-Jun-2014 09:33:43 UTC
Last Updated On:12-Aug-2014 19:20:40 UTC
Expiration Date:13-Jun-2015 09:33:43 UTC
Sponsoring Registrar:Net4India (R7-AFIN)
Status:OK
Registrant ID:R14061314544842
Registrant Name:Farhan Khan
Registrant Organization:Matrix Infotech
Registrant Street1:HSR Layout
Registrant Street2:
Registrant Street3:
Registrant City:Bangalore
Registrant State/Province:Karnataka
Registrant Postal Code:123456
Registrant Country:IN
Registrant Phone:+91.8543832667
Registrant Phone Ext.:
Registrant FAX:
Registrant FAX Ext.:
Admin ID:A14061314544842
Admin Name:Farhan Khan
Admin Organization:Matrix Infotech
Admin Street1:HSR Layout
Admin Street2:
Admin Street3:
Admin City:Bangalore
Admin State/Province:Karnataka
Admin Postal Code:123456
Admin Country:IN
Admin Phone:+91.8543832667
Admin Phone Ext.:
Admin FAX:
Admin FAX Ext.:
Tech ID:T14061314544842
Tech Name:Farhan Khan
Tech Organization:Matrix Infotech
Tech Street1:HSR Layout
Tech Street2:
Tech Street3:
Tech City:Bangalore
Tech State/Province:Karnataka
Tech Postal Code:123456
Tech Country:IN
Tech Phone:+91.8543832667
Tech Phone Ext.:
Tech FAX:
Tech FAX Ext.:
Name Server:NS1.NET4INDIA.COM
Name Server:NS2.NET4INDIA.COM
Name Server:
DNSSEC:Unsigned

As HSR Layout seems to be a popular and rich area in Bangalore, he just invented this address and has even been too lazy for make a lookup for the postcode of this area. He has simple overseen that the area has street addresses too. A street number and the name A/B cross road is not sounding so good like HSR Layout. It seems that the scammer is living in the slums and only like to make a better impression then the reality shows. Even this fact naming only an area instead of a street shows that the scammer likes to hide himself in the anonymity of the Internet.

You find the place HSR Layout in Google maps:

If you press a few times zoom out (-) then you get the name of the areas:

A look at http://ind.postcodequery.com/bDlmYQ==.html shows us that HSR Layout has the postcode 560102 and not like the spammer has written into his domain registration 123456.

The next fact are the offered campaigns from Matrix Infotech Inbound and Non Voice. There is no offer for any outbound process. Maybe he is afraid to offer a real campaign.

We find a lot of banking inbound and form filling processes. This shows us that the offers are only scam, because according to the law of Australia, European Union and USA are all this data protected. How can you handle any customer service if you don't have access to the customer data? Which forms do you like to fill if you have no customer data available?

Not one bank will give you access to their systems. So which kind of customer service do you like to provide?

One more error is shown if you try to download a project description file. You get the error "No preview available":

Facebook Profile MatrixInfotech Farhan Khan.pdf (9.82 mb)

Posting in the Facebook group GENUINE OUTSOURCING.pdf (1.47 mb)

Website bpoprojects.co.in:

About - Matrix Info Tech.pdf (1.83 mb)

Contact - Matrix Info Tech.pdf (1.56 mb)

Inbound Projects - Matrix Info Tech.pdf (2.11 mb)

Non Voice Projects - Matrix Info Tech.pdf (3.08 mb)

Update Jan. 18, 2017:
Link to the Facebook profile MatrixInfotech Farhan Khan (https://www.facebook.com/matrixinfotech.bpoprojects) removed as it returns error 404 - not found.

A typical advanced fee scam has reached me today on Skype. With the promise of a few million dollars the scammer tries to get some upfront payments for different faked reasons.This scam is well-known already. What makes this scam interesting is the fact that the picture and the name got taken from the real bank Agricultural Development Bank from Ghana. They have a description and pictures of their staff at their website: http://www.agricbank.com/about-us/management/. From there the scammer has taken the name and the picture for using it on Skype:

Edward Ian Armah-Mensah

Executive Head - Corporate Banking

He joined ADB from Barclays Bank Ghana Limited where he was Head of SME (Medium Unit). He had earlier worked at Stanbic Bank as an Account Relationship Manager and Credit and Marketing Manager at NDK Financial Services Limited. He holds an Executive Masters in Business Administration (Finance Option) and a Bachelor of Science in Business Administration.

The invitation message on  Skype from Edward Armah Mensah:

*** Edward Armah Mensah möchte Sie auf Skype hinzufügen

 

Enter a message to introduce yourself.Hello Rudolf,

 

How are you today? My name is Edward Armah Mensah , I am Executive Head Corporate Banking with Agricultural Development Bank (ADB) here in Accra, Ghana. I am writing this letter to you because of your surname. I have been in search of someone with your last name, so when I saw your name I was propelled to contact you for this opportunity and hope we can worktogether.Late Jim Rudolf, a citizen of your country, who had a fixed deposit with my bank here in Ghana in 2009 for 36 calendar months, valued at US{$10.900 000 00} the due date for this deposit contract was last November 2013. Jim Rudolf, was among the death victims in the march 11th 2011 Earthquake disaster in Japan, He was in Japan on a business trip when the Earthquake happened.

 

My bank management is not yet know about his death, I knew about it because he was my friend and I am his account officer. Jim  did not mention any beneficiary when the account was opened, and i have tried without success to find any member of his family. Last week my Bank Management requested that i should give instructions on what to do about the funds, if to renew the contract.I know this will happen and that is why I have been looking for a means to handle the situation, because if my Bank Directors happens to know that "Jim is dead and do not have any beneficiary to the funds, they will take the funds for their personal use, so I don't want such to happen. That was why when I saw your last name I was happy and I am now seeking your co-operation to present you as beneficiary to the account, since you have the same last name with him and our bank head quarters will approve the transfer of the funds in your name because your surname is the only thing that qualifies you to stand as the beneficiary of Jim.

 

There is no risk involved because i am equally part of this process therefore you can be assured that this process will be a success for us. I don't want the bank to confiscate the money, meanwhile if you are interested please kindly write me through my private email address below.

 

Waiting to hear from you.

 

Regards,

 

Mr. Edward Armah Mensah

Email: edw-me-adb1967@outlook.com

Executive Head Corporate Banking ***

The Skype profile of Edward Armah Mensah: